After BK - private student loans and statute of limitations

[TXskyblue]

http://www.bills.com/statute-of-limitations-for-student-loans/

Federal student loans do not have a SOL.
Private student loans have a SOL. It is the SOL for "written contracts". For Texas, that's 4 years.

As for when the SOL starts, there's differing opinions.

http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml

When did you last make a payment of ANY amount?

[justbroke]

This is a very good question. I don't know if student loans (federally backed) have a statute of limitations.

[AllMyDefault]

Okay, so private student loans are said to be not discharged by BK. And what if they are beyond the SOL? They can't successfully sue, though not discharged by BK, if it's after the SOL expired, is that correct?

And the clock starts ticking from the last payment made - is that right?

Thanks for any insights.