top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Got an appointment to file

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Got an appointment to file

    After I’ve been talking and worry about bankruptcy for over a year, I am finally going in on the 24th to file. I have dropped off all my paperwork and it was massive. I guess we will go over the numbers when I meet with them to file. I’m just worried about what will be required to pay each month. My husband’s paycheck is all over the place and sometimes it is high and sometimes low. He hasn’t worked at all this week due to the rain. I’ve been so scared for so long that I’m hoping filing will give me some peace. I welcome any good advice and help to get through this. Goodness knows, I have tried to find a way to qualify for chapter 7, but we just don’t.

    #2
    The initial stages were very humbling. Laying everything on the table and seeing it was overwhelming. My attorney at first was incredible. He explained everything and walked me through the process. He handled the payment plan which I could afford and off to court we went. There were mixed emotions terrified, feeling like a failure but I had never been to court for anything. After that it was just a payment that had to be made and I promised myself there was no way I wasn't going to get it done. I never once heard from the trustee during the 5 year plan. I really just lived my life on a cash basis and faired pretty well. Now getting out has been an entirely different thing and seeing you are from NC my fingers are crossed that you aren't filing in Eastern NC which is slower than syrup running uphill. Take it all in stride we all make mistakes and this is something in place to help you get out from under the burden of never ending debt. Best of luck to you and your husband.

    Comment

    bottom Ad Widget

    Collapse
    Working...
    X