Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

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How to pay new Medical Bills

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  • How to pay new Medical Bills

    I had to have vocal chord surgery. My share after insurance is $3500 which I don't have. What should I do? 1 lap of 5 is March the 6th.

  • #2
    Call, email, or visit the billing office. I've only had one of hundreds of medical providers refuse payment arrangements. I even had ten accepting $25 a month fo awhile until I could get back to steady work. Best of luck with your surgery and recovery. #37 for me is tomorrow.


    • #3
      My experience with making payment arrangements has been mixed. They all offer a payment arrangement but the terms are so short that I couldn't possibly pay the amounts they
      are requesting each month. I told them I'd do my best but I might have to send what I can instead of what they are asking for. Looks like it will take me a couple of years to get them paid.


      • #4
        I'm so sorry that you're stuck with so hefty a bill as $3500! ( Are you a singer by chance? Is that why you needed vocal surgery ? (I only ask because I am and luckily never needed anything to be done to my voice -that is very scary!) You have 100% of my sympathy! I am currently paying off a pittance ($1000 left ) compared to your bill and what I have done is what Maria 80386 said - I have been paying $25-30 per month for more than 6 months, but I don't think that will cut it for such a huge bill. As I understand it, BK13 offers zero protection once you are confirmed for ongoing debt. (This is unfair to someone trying to get out of debt to have $3500 more tacked on . I am not a BK Guru , but I have noticed they seem to be MIA when someone is struggling with on going medical debt when it comes to useful advice. (Maybe because they never had any medical or dental issues while they were paying off their BK13 plan ! ) Could you see if given your indigent state (bankrupt ) the hospital might write off part of your bill ? Does your lawyer and trustee know about this surgery?
        I wish you only the best in your recovery and hope there is some way you won't be saddled with a high bill you will have to struggle to pay off!
        Last edited by Barbisi; 03-20-2018, 04:49 PM.


        • #5
          I am now going to have to fight with SurgCenter, whom I just paid $121 to in a vain effort to pay off the final amount I still owed on a unnecessary November foot biopsy ! I retrieved the mail too late today to call them and find out what happened to my other payment. (It is not showing up on my online banking as having been subtracted from our balance. (I guess I will have to pay it again and hope this time they subtract it correctly!) How I hate having to be in long term payment plans!


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