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    Discharged!

    My discharge order was filed tonight! Five long years plus a few months now behind me. When I look back I do wonder how I did this thing for 5 years, how I made it through. Good luck to all of you who are in Chapter 13 plan and many, many thanks to all of for you advice, knowledge sharing and support. I expect to still hang around here because I believe that bankruptcy is one of America's darkest corners and there is never enough light to guide the way through something like this.

    Very last step is the order to close the case, releasing the trustee from my case and that should be posted in a couple weeks.

    Now I can give up my PACER habit! .
    Filed Ch 13 November 2013, discharged March 2019
    Credit Karma FICO scores 2 months post-discharge:
    718 Trans Union/732 Equifax

    #2
    Absolute congrats to you!!!!

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      #3
      Congratulations Switch!!!!!! You'll find a new habit that's far more enjoyable than watching Pacer! Enjoy your freedom..it's well deserved after 5 years!
      Filed Chapter 13 - 07/20/12
      Discharged 8/2/16

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        #4
        Congratulations!

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          #5
          CONGRATS!!!

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            #6
            switch... wow! You made it! Congratulations!

            Here's a few lines from my new favorite "Chapter 13 Discharge" song... (Faith of the Heart)

            It's been a long road
            Getting from there to here
            It's been a long time
            But my time is finally near
            And I can feel the change in the wind right now
            Nothing's in my way
            And they're not gonna hold me down no more
            No, they're not gonna hold me down
            Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
            Status: (Auto) Discharged and Closed! 5/10
            Visit My BKForum Blog: justbroke's Blog


            I am not an attorney. Any advice provided is not legal advice.

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              #7
              Congrats @swith625!!! I know it's a big relief to be done with the 5yrs. I'm about 15 months into my 60 months and will be happy when it's all over! Thanks for hanging around to help the rest of us! Enjoy 2019 and beyond!

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                #8
                Congrats! Hoping to join you any day now. The Trustee filed her final report this morning. I'm assuming there were no objections to the report and account she filed on 2/8

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                  #9
                  Congratulations ! Sitting on 21/57 here.

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                    #10
                    Congratulations. Glad you made it through. 13 months remaining for us.

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                      #11
                      The first thing that comes to mind : (in the words of MLK) .....FREE AT LAST, FREE AT LAST! Congratulations!

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                        #12
                        In related news, the order to close my case was filed today, so the judge has ordered the Trustee out of my financial affairs! To be fair, my Trustee has been very good to me and my case.
                        Filed Ch 13 November 2013, discharged March 2019
                        Credit Karma FICO scores 2 months post-discharge:
                        718 Trans Union/732 Equifax

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