Hi all,
I just had to make a post as I saw on PACER today that the trustee has uploaded a Notice of Completion of Plan Payments. I filed in November of 2019. I got really lucky during my case. If you look at my post history, I had a $700 payment, which was bumped up to $950 following an adversary proceeding to account for a PMSI loan that was included in my plan. They paid this lender $15k (out of a $65k loan) to strip the lien and satisfy them.
About a year and half into my plan I began proceedings for divorce. My ex was not a filer, but her income was included obviously. Post divorce I filed a motion to reduce plan payments and they dropped from $950 to about $175. It was an amazing relief, especially being a single parent. A few months ago I asked my lawyer about ending my plan early, which I think is not allowed in some districts, but mine approved it! I paid my remaining $1500 or so, and they are letting my end my plan early (would've been December 2024)! I really feel like my district/trustee have the debtor in their best interest or I just got amazingly lucky. They did not order me to pay any extra.
I just wanted to share this story as I am coming up on the end of my journey.
I just had to make a post as I saw on PACER today that the trustee has uploaded a Notice of Completion of Plan Payments. I filed in November of 2019. I got really lucky during my case. If you look at my post history, I had a $700 payment, which was bumped up to $950 following an adversary proceeding to account for a PMSI loan that was included in my plan. They paid this lender $15k (out of a $65k loan) to strip the lien and satisfy them.
About a year and half into my plan I began proceedings for divorce. My ex was not a filer, but her income was included obviously. Post divorce I filed a motion to reduce plan payments and they dropped from $950 to about $175. It was an amazing relief, especially being a single parent. A few months ago I asked my lawyer about ending my plan early, which I think is not allowed in some districts, but mine approved it! I paid my remaining $1500 or so, and they are letting my end my plan early (would've been December 2024)! I really feel like my district/trustee have the debtor in their best interest or I just got amazingly lucky. They did not order me to pay any extra.
I just wanted to share this story as I am coming up on the end of my journey.
Bankruptcy Wizard
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