Nearing the End

[Clay3007]

I’m also at the very end, last payment has been made and I’m just waiting for everything to follow. We filed 5-14-19.

[Carmella]

Congrats!!!!

[Happygirl]

Congrats!! I am right behind you. Filed 7/30/2019 and just made my last payment which posted a few days ago. NDC still shows a balance on hand so I guess I am waiting for them to do the final disbursement. Feel like I check Pacer and NDC like 20 times a day lol

[shipo]

Congratulations! Another Chapter 13 bites the dust.

[D19S59J]

My final payment recently posted and the NDC shows a "Date Case Closed" date of 7/31/2024, which I believe indicates that the payment plan has been completed. Now it's just a waiting game for the trustee to do the audit and the court to grant the discharge.

I filed pro se on 8/16/2019, and although there was a glitch that had to be worked out, the judge was very impressed with my filing and it was pretty obvious he was trying to help me. Interestingly, this case turned into a 100% case at one point due to some creditors not making claims. I'm very thankful for that as it provided for full payment of my student loan which otherwise would have survived bankruptcy, and It also resulted in no increases to my plan payments even though my income has increased significantly since filing.

I've very much appreciated this forum over the years and I'm thankful for the very knowledgeable people on this site!