I wish I was paying my Ch 13 plan according to the original plan, but things change. Since my wife passed away 1 year ago tomorrow our Attorney has had her removed from the Bankruptcy and has succesfully had the debts that were in her name only objected to and sustained. What had been a 60 Mo. plan is now reduced to 40 Mo. I am already into Mo. 23 so I do see light at the end of the tunnel. I now need to prepare for any fight with LVNV Funding and ECAST Settlement (They seem to buy up alot of debt) regarding anything that might of been considered part of her estate. I have already donated all of her clothing to Goodwill and buried her with her favorite jewelery. Other than that, I don't think there is anything else left. I suppose life does go on, but right now it is still pretty crappy, confusing, and EMPTY.
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Greg, I'm sorry for your loss. I hope you will find some uplifting way to spend tomorrow, and that you will not let your present circumstances get you too down. You're more than halfway through your payment plan, try to look at your life as a slow climb back into the light at the end of that tunnel.
One foot in front of the other, one day at a time.
We're with you.
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Anniversaries of a loved one passing, especially the first one, are very difficult and emotionally draining. The pain, the anger, and the loneliness you describe are very normal, but still very hard to weather. Time does eventually heal all wounds, but it's much too soon for that for you. You and your children will emerge on the other side of this darkness, I promise. Slowly in irregular starts and stops, the happy memories of your beloved wife and their mom will overtake the sad ones and the memory of her tragic loss will not cut with quite the razor edge it does today.
Take tomorrow to grieve completely, to remember your wife and honor her memory. I hope that you and your children will continue to talk about both the sad and the happy memories of her as often as necessary because that is what your wife would want and what you and your children need to move through the grieving process in a healthy way. There's no timeline for grief - each person moves through it in their own way and at their own pace. Don't let anyone force you to move through the process faster than you or your children need.
I know this because I'm a critical care nurse who had helped hundreds of people go through this experience, and because I've been through it myself. Remember we will be here for you anytime you need to talk.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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Greg,
I cannot imagine losing a spouse AND going through BK, too! Like the others have said, take time tomorrow to honor and celebrate your wife's memory and be extra kind to yourself.
It was hard enough on me last summer when my husband was very ill and surgery with complications.
My thoughts and prayers are with you are your family--
janeFiled: 2/24/2006
341 mtg: 4/4/2006:angel:
Discharged: 9/25/08!!!!!:yahoo::yahoo::yahoo::yahoo::yahoo:
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