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Our Ch 13 - One Year Done!

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    Our Ch 13 - One Year Done!

    We filed Ch 13 one year ago today, and what a year it's been!

    Last spring we were so desperate, overwhelmed, and scared but finally determined to do what we had to do to deal with our financial mistakes and find some relief from an impossible and worsening debt situation. Now, thanks to everyone here and our excellent lawyer, we can see light at the end of our long, dark tunnel. We have survived Year One without missing a single trustee payment! yay! (although our case does remain unconfirmed ) May Year 2 be quiet and uneventful (and getting confirmed would be good too! )

    It's such a gift to be able to log on here and share worries and concerns with all of you who understand because you are walking a mile in the same bk shoes. My thanks to everyone here for your caring over the last year - hubby and I couldn't have made it without you!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    #2
    Congratulations to you!

    I can't wait till I can join you there and beyond!



    -dmc
    11-20-09-- Filed Chapter 7
    12-23-09-- 341 Meeting-Early Christmas Gift?
    3-9-10--Discharged

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      #3
      Congrats, Lrprn!!

      Here's wishing you and yours an uneventful, and financially comfortable remainder of the ride!!!
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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        #4
        Congrats. We just finished year two last month and have 13 more payments to go!! I agree this board is a godsend, I don't know where I would be without it.

        Comment


          #5
          Congratulations Irprn. One year paid is a milestone. We just paid our 25th payment...35 more to go, lol. You are right, this forum has been a godsend. Thanks to you and others, this forum has truly made a difficult time easier to handle. May all of us that are in the 13 Club brass the gold ring (discharge).
          sigpicPersevere: "To continue a course of action, in spite of difficulty, opposition or discouragement."

          Chapter 13: Discharged 03/15/2010. Closed 05/19/2010::yahoo::yahoo::yahoo::yahoo::yahoo:

          Comment

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