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    #1

    Chapter 13 completion

    Hello Everyone, I finally made it back to the board, I could never retreive my password. Today it worked and I have good news. We finally completed our chapter 13 after 60 long months. I think I am still in shock. Last payment went out yesterday so we just have to sit back and wait for our discharge papers which could take up to 3 months, thats what we were told. I do have a question. Is it true that your credit scores go up and if so how long does that take. I am so anxious right now. I dont want to get in more debt but I need not want a car and havent had any new things as you all can imagine, furniture, etc, any input I would appreciate. THANKS IN ADVANCE
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    #2
    Congradulations ! Especially Making It Through Chapter 13, You Definitely Deserve Something Nice !

    Best To The Future, Catchmeifyoucan
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

    Comment

      #3
      It's time for another 13 party!!

      Get out the balloons and noisemakers - we're celebrating!! Way to go, thirdtime!

      As far as your credit scores go, they will climb as you continue to make on-time payments. Ease back into the credit game slowly and carefully - only necessities at first - and make certain that you can live within your means without the structure of your plan before taking on any big debt.

      Again - congrats! YOU MADE IT TO THE 13 FINISH LINE! Fantastic!
      I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

      06/01/06 - Filed Ch 13
      06/28/06 - 341 Meeting
      07/18/06 - Confirmation Hearing - not confirmed, 3 objections
      10/05/06 - Hearing to resolve 2 trustee objections
      01/24/07 - Judge dismisses mortgage company objection
      09/27/07 - Confirmed at last!
      06/10/11 - Trustee confirms all payments made
      08/10/11 - DISCHARGED !
      10/02/11 - CASE CLOSED
      Countdown: 60 months paid, 0 months to go

      Comment

        #4


        Congratulations


        Chapter 13 filed -8/12/04
        Plan approved- 7/11/05
        Date discharged--10-12-2007
        Date closed- 12/6/2007:yes2::yes2:

        Comment

          #5
          Congrats!!!!
          Chapter 13 Filed "Old Law"
          Filed: 6/2003 Confirmed: 3/2004
          Early pay off sent: 10/05/2007 - 9 months early
          11/16/2007 - Discharged!

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