We just got confirmed last month. I know each trustee varies and I will call my attorney on Monday, but here is my question. We are about to file our taxes. Our plan was 100% payback at 36 months. Well due to some creditors not filing and the 4 months we have paid we are down to 24 months now. Do you think the trustee would keep our refund since the minimum payback is 36 months?
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my understanding is that the trustee ALWAYS keeps the refund. At least that's what my attorney said.
But in your case I don't know. You only owe 24 months to begin with so they may let you keep it.4/09 Converted to a Ch 7 due to loss in dh's income
5/09 UST now involved no idea what happens next
7/09 UST has decided to withdraw his motion to dismiss!
7/27/09 DISCHARGED!!!
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I think if you are at 100% payback you might be able to keep your refund! search the forum for info I know I read this before!Converted to Chp 7 in July 341 AUG 3rd Went well!!!
Trustee Paid Off Looking At Discharge!!! Might Be A Good
After all!
Discharge Date 10/02/09 Counting the days downComment
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Tax refund rules vary district to district, but if you are in 100%, then you cannot pay more in than your owe, so you should be able to keep it or payy off your debt.Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08Comment
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when I filed, old law, my atty said trustee only wanted refund if payback was 20% or less to securedComment
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