Now the time starts ticking 
$1700 a month is my payment and it feels so good to finally make it this far
$1700 a month is my payment and it feels so good to finally make it this far
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Started in Chapt 13 Switched to Chapt 7 Discharged 2009 Dec.........Filed New Chapt 13 in 2010 to deal with new surgery bill and stripped second mortgage! The story continues -
congrats on the first step!!!Filed Ch 7 2/21/08
Discharged 6/5/08!!!!
"Dogs are not our whole life, but they make our lives whole."~ Roger Caras -
Thank you maam I am looking forward to getting this 5 years over. I will stick around and help others on the forum and share what I know.. Thanks to all that have offered advice and guidance....Started in Chapt 13 Switched to Chapt 7 Discharged 2009 Dec.........Filed New Chapt 13 in 2010 to deal with new surgery bill and stripped second mortgage! The story continuesComment
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The freedom you will feel as your creditors stop hounding you and you no longer have to worry about garnishments and liens is incredible!! Enjoy the feeling - you've earned it in spades!! You've taken the first step on your journey back to financial sanity - good for you!
Welcome to the 13 Club - always good to have another 13er hanging around the forums!I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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Welcome to the club. Chapter 13 isn't so bad, once the dust settles. Good Luck and I hope your journey through Chapter 13 Land is smooth and uneventful.sigpicPersevere: "To continue a course of action, in spite of difficulty, opposition or discouragement."
Chapter 13: Discharged 03/15/2010. Closed 05/19/2010::yahoo::yahoo::yahoo::yahoo::yahoo:Comment
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Thanks for welcome..... I already feel relief I cant wait for the phone to ring its 544 am I will answer first ring I am sorry Mr Collector you didnt hear the news? LOLStarted in Chapt 13 Switched to Chapt 7 Discharged 2009 Dec.........Filed New Chapt 13 in 2010 to deal with new surgery bill and stripped second mortgage! The story continuesComment
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Welcome to the 13 club...Here's to no more 5 am calls or any calls for that matter, at least from creditors. Enjoy! Keep us post on your progress.
Copy cat - DHCopyCat...aka: DH
Filed: 2/22/08Comment
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If you're getting calls at 5AM, you should talk to an attorney. There is a law that creditors can only call between the hours of 8AM and 9PM local time. So if you are on the East coast, they can only call between 8AM and 9PM EST time.Originally posted by DebtHeadache View PostChapter 13 Filed: 12/3/07
Payments: 2/60
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Ha I am up at 4 am drinking coffee everyday I love early mornings... I look forward to the calls..... I make them very entertaining
Started in Chapt 13 Switched to Chapt 7 Discharged 2009 Dec.........Filed New Chapt 13 in 2010 to deal with new surgery bill and stripped second mortgage! The story continuesComment
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