We are planning to file 13 soon. I meet with an attorney on Tues. My question is my husband got a 10% raise a month ago. Now we have a little extra money left each month. We were running pretty tight up till that point. I havent' paid cc's in over 6 months. I didn't have the money for those anyways... that's why I stopped. I was paying on 3 cc's that I've kept up with. From the posts I've read it said don't bother to keep paying on those 3 if you are going to file anyways. SO ...if I don't pay those this month I will have $200 extra plus the extra 10% from the raise. Thats about $1000 at the end of the month. I haven't had that much left over in months. NOW the big question is I need to pay my son's high school tuition. It is about $2200. If I pay it over the next 2 months from the extra money will there be a problem. Preferential...treatment? The IRS allows $137.50 a month for tuition for children from the means test. Do I do it now or hope the trustee will allow it later.
I also recieved my tax refund of $6000. I've spend $1k on essentials, groceries, doctor, dentist etc. (all necessities). I put aside $2500 for attorney's fees and that leaves me a little left over.
Any advice would be helpful. I know that I won't have much left over too spend after Chapter 13.
We are about $6700 a month. $95k unsecured debt. 5 kids. Live in NC- not sure what the money in the bank account exemption is.
Any help would be appreciated. Thanks in advance
I also recieved my tax refund of $6000. I've spend $1k on essentials, groceries, doctor, dentist etc. (all necessities). I put aside $2500 for attorney's fees and that leaves me a little left over.
Any advice would be helpful. I know that I won't have much left over too spend after Chapter 13.
We are about $6700 a month. $95k unsecured debt. 5 kids. Live in NC- not sure what the money in the bank account exemption is.
Any help would be appreciated. Thanks in advance
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