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    Cancelled payment?

    Hi,
    I check 13datacenter frequently, and Pacer, as well.
    I looked today on 13datacenter, and it had a weird amount -- I knew it wasn't time for the trustee to make a dispersement, and it wasn't time for the latest payroll deduction to be deposited...
    So further looking in the account ledger shows a line that says,
    Cancelled in voucher disk module. Distribution $198.61 and it was dated for yesterday, and the claim number was for the crammed-down car.
    Anybody have any idea what that might mean?
    There are no new filings on Pacer. Nothing different relating to the car...
    I am puzzled, and worried, as we all are whenever there is anything weird with Pacer or 13datacenter.

    I did look for another car, and my credit was "run" a bunch of times, but I did not sign anything nor did I even have a tentative car purchase to run by the trustee -- I was just seeing if I could get financing. I had told my attorney of my plan to try to get another car, and he said, you have to go out and see if you can get financing, and then when you have a potential purchase -- the car, the loan company, the interest rate, all that, then you present all that to the trustee and he approves or not. But we never got to that stage, there was never a car purchase for me to say, ok, this looks like something I want to do, let's write it up and pass it by the lawyer and the trustee.

    Thanks for any insight.

    #2
    If the entry says "cancelled", maybe it was posted to your account by accident then removed?

    If you are truly concerned, then on Monday call or email and ask your lawyer. He/she may have some insights since they are usually familiar with your trustee's disbursement habits.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3
      Update

      So I called the trustee's office -- they are very helpful there.

      She looked into it -- said, the payment was credited back because the car payment people are not cashing the checks the trustee sends! She said something about the check getting "stale dated" (?) and they (the trustee's office) credited the payment back.

      She said I should call my attorney, because if the car payment people are not being paid, they could file a motion to lift the automatic stay!

      Well, they are being paid -- they are just not cashing the checks! She said that one was from February, and there are others out there but not cashed, but not yet old enough to be taken back.

      I called, but my paralegal wasn't there. So I emailed. We'll see what happens in the morning. Still nothing different on Pacer.

      Comment


        #4
        Just pondering possibilities here....I wonder if the trustee is mailing the checks to the right address?

        Often after filing, the big mortgage and vehicle lenders switch their debtor accounts included in personal bankruptcy over into a different part of the company or assign the account to a third party company that specializes in handling their bankruptcy accounts. These bk divisions and third party companies often have a totally different mailing address than the one that would have been listed on your creditor matrix.

        Ask your lawyer to find out what address the trustee is using, then check with the lender to find out if the address is correct. That might solve the problem.
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

        Comment

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