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Two Months Left....

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    Two Months Left....

    My 38th payment comes out of the checking account tomorrow and that will leave me with two more payments and some change. I called my attorney to request a payoff amount, as I might be able to swing the payoff next month... I will be so glad when this is over. I am going to take my 13 payment and start saving for a house. Texas has not been hit very hard with the real estate problems, but it still makes me nervous....

    :-)
    Filed 6/2005
    Last Payment 10/2008
    Discharge..... 11/2008

    #2
    Taking that 13 payment and turning it into a emergency fund or house fund is an excellent idea.....

    Your on the right path.......

    Good Luck.....
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      Congrats on (almost) finishing your ch 13 plan! I love a success story!

      Good Luck to you!
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

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        #4
        You are not far from the finish line - congrats on successfully completing your Plan! I know what a hard road it was to travel...
        _________________________________________
        Filed 5 Year Chapter 13: April 2002
        Early Buy-Out: April 2006
        Discharge: August 2006

        "A credit card is a snake in your pocket"

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          #5
          Congrats !! and best wishes to you. feels good doesn't it?
          CH 13 OLD LAW
          10/14/05
          Closed completed
          Final accounting 04/2009

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            #6
            On October 20th the final payment will draft out of my checking account..... 41 months and $56,420 later I almost done. I will have paid back 38% to unsecureds.

            I went and got a cashiers check for $486, the last little dangling amount and mailed it yesterday, so the Oct 20th draft will be the last bit to make my plan base.

            I am a little numb honestly, but very greatfull for a fresh start.
            Last edited by 2ndChanceTx; 10-08-2008, 08:47 AM.
            Filed 6/2005
            Last Payment 10/2008
            Discharge..... 11/2008

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              #7
              Congratulations!! I can't wait to be where you are. I intent to do the same after I complete my plan and put the payment toward a down payment on a house.
              Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
              Motion to Discharge: FILED!! 08/07/13
              60 down/0 to go \m/(*.*)\m/ 100% complete!

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                #8
                Wow! Great Job.

                Best of luck to you in your new debt free life.

                ep
                California Bankruptcy Central

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