I've already been removed from ChexSystems!
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Grats. I'm not sure what that is but I guess it is good. Probably a bad check system? Anyway any good news is good. 'HubIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.
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ChexSystems is a service that most banks and many merchant use to verify a check is probably good based upon their check cashing record.Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17
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My issue was a debt from an account a few years ago that I had already paid off. They are REALLY hard to get off of once you are in there system.Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
Motion to Discharge: FILED!! 08/07/13
60 down/0 to go \m/(*.*)\m/ 100% complete!
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I didn't do anything. They were informed of my BK through my attorney at my initial filing. I didn't call them or anything. I just ordered my report for my own records so I could know what I was up against in getting it off so I could open a "free" checking account and when I got it in the mail yesterday, it had no reported accounts. I was able to open a free checking account with WaMu and I will be closing my $10 a month Chase (a-hole) 2nd chance checking account.
So, YES, they will remove you after you file BK.Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
Motion to Discharge: FILED!! 08/07/13
60 down/0 to go \m/(*.*)\m/ 100% complete!
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Same thing happened with me. I've been in a CH 13 for a year and a half. Have moved to another state and went to open a new bank account. ChexSystems showed me having an overdraft charged off account. After checking my records, that account was included in my bankruptcy. So I contacted ChexSystems and filled out paperwork... sent it in.. and in a couple of weeks got a letter saying that the account had been removed from their system due to me filing Ch 13 Bankruptcy.Filed: Feb 15, 2007
Confirmed: Sept 20, 2007
21 months down
39 months to go
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When I applied for Bank Account and was denied, I received a notice through mail from ChexSystems on why I was denied and given a Consumer ID number.
I then called their Bankruptcy Dept at 800-934-5458
And with that Consumer ID number they told me what to do to get this taken off.Filed: Feb 15, 2007
Confirmed: Sept 20, 2007
21 months down
39 months to go
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