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Car lease-money due for excess mileage

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    Car lease-money due for excess mileage

    I'm in a Chapter 13. Paying my car lease outside of BK plan. The lease is up in November but I'm over the mileage. Based on my calculations I will owe almost $3k. Do I have to pay it or can it be like an unsecured creditor?

    I'm sorry if this has been answered but I couldn't find it in the threads.

    Thanks so much!

    #2
    GmaS, was this same lease in place when you filed Ch 13?
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      Yes, it is the same lease. However, it was NOT included in the BK plan. Since I was current and still am, my attorney advised me to pay outside the plan. Does this make a difference?

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        #4
        You have to pay, but if you want to get your next car with the same dealer they will give you a break.

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