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    Leases?

    Being self-employed and getting ready to file, I lease my credit card terminal and pin pad. Costs me about $65/month...I know, I'm getting ripped off. I had a comparison done on my credit card statements and this one company can save me about $200/year and they will give me the terminal but I will have to buy the pin pad for $99. A big savings in my business. I'm wondering...can I include the lease within the chapter 13? I'm pretty sure that I won't have to pay back my cc debt but do want to keep my truck which I have a payment on already. I'm about even on the truck with no equity. My attorney says I will be able to keep my truck and that the truck and his fee will be all that will be in my plan payment.

    If I could get out of the lease on the equipment, I'd really be a little better off.

    Thanks!
    Filed CH13 November 2008
    341 with confirmation recommendation Jan 7/09 100% payback to secured and 10% to unsecured.Plan completed and discharge 02/20/13

    #2
    Your lawyer knows your case best, and if he thinks your truck is safe, then it is. Ask him about your lease and if it's possible to void it when you file (you probably can).
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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