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    341 Tomorrow

    Our 341 is tomorrow at 10am. I am a nervous wreck. Lawyer said all should be fine. I hope so. Keep your fingers crossed for us. I will let everyone know how it goes.

    Chrissy
    Mom2one
    Mom2one aka Chrissy Chapter 13
    Filed 11/08~341 1/15/09~ confirmed 2/27/09
    Wonderful Attorney! Just trying to get through the 5 years!!

    #2
    Good Luck to you tomorrow! Our 341 is Friday, and I too, am a nervous wreck. As you can see, this is my 1st post. I've been lurking about for about a month or so and gathering information from you folks and taking it all in.

    Again, good luck and let us know how it goes!

    Comment


      #3
      Hey Chrissy,

      Don't stess, it'll be over before you know it. Keep us updated!
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

      Comment


        #4
        Piece of cake and everyone else there is in the same boat. You will be fine.
        _________________________________________
        Filed 5 Year Chapter 13: April 2002
        Early Buy-Out: April 2006
        Discharge: August 2006

        "A credit card is a snake in your pocket"

        Comment


          #5
          Hi Chrissy, Good luck tomorrow. Everything will be fine and tomorrow you'll be a 341 veteran and able to reassure others.

          Comment


            #6
            Hey Gang. Don't worry! Just make sure you have your DLs and SS cards.

            Leave home in plenty of time to not have to deal with parking or traffic problems. Dress conservatively, and leave any designer or flashy jewelry at home.

            Also, keep your mouth SHUT, unless answering yes or no questions. Volunteer nothing.

            My Best to all~~~~
            "To go bravely forward is to invite a miracle."

            "Worry is the darkroom where negatives are formed."

            Comment


              #7
              So sorry I did not write earlier. We all came down with the flu Thursday morning. Ugh! 341 was ok. Took all of about 7 minutes. She asked us about our medical which I found odd as we only put what the IRS allows, she said oh it is prescriptions and then never said anything else. So I guess we will now wait...... I am hoping we get confirmed and can get on with this!!! Thank you so much to EVERYONE that answered every crazy question I had on here, or gave me encouragement.... I know I will need more encouragement along the way. The economy scares the crap out of me!!!

              Chrissy
              Mom2One
              Mom2one aka Chrissy Chapter 13
              Filed 11/08~341 1/15/09~ confirmed 2/27/09
              Wonderful Attorney! Just trying to get through the 5 years!!

              Comment


                #8
                Well, this is a little late then, but welcome to the 60 Day Club!!!!!
                "To go bravely forward is to invite a miracle."

                "Worry is the darkroom where negatives are formed."

                Comment


                  #9
                  Welcome to the club. The 60 days go by pretty fast.
                  Chapter 7 filed 10/21/2008
                  341 - 11/26 went smooth NO ASSET
                  Took 115 days after 341 - But Finally DISCHARGED 3/25/09

                  Comment


                    #10
                    sorry for my ignorance but what is the 60 day club?

                    ray

                    Comment


                      #11
                      No ignorance at all.

                      The 60-day club is the 60 day waiting period to be discharged, after you have had your 341 meeting with the trustee.

                      BTW - when I was new, I thought DH stood for "damn husband" until I finally had the nerve to ask.

                      No worries - ask away - it's the only way you can learn.
                      Chapter 7 filed 10/21/2008
                      341 - 11/26 went smooth NO ASSET
                      Took 115 days after 341 - But Finally DISCHARGED 3/25/09

                      Comment


                        #12
                        I will be happy to just make my payments and stay under the radar! I feel bad though as I know more and more people will be in teh same boat as me with this awful economy!!!

                        Chrissy
                        Mom2one
                        Mom2one aka Chrissy Chapter 13
                        Filed 11/08~341 1/15/09~ confirmed 2/27/09
                        Wonderful Attorney! Just trying to get through the 5 years!!

                        Comment


                          #13
                          Originally posted by relief13035 View Post
                          No ignorance at all.

                          The 60-day club is the 60 day waiting period to be discharged, after you have had your 341 meeting with the trustee.

                          BTW - when I was new, I thought DH stood for "damn husband" until I finally had the nerve to ask.

                          No worries - ask away - it's the only way you can learn.
                          For those of us in a ch 13 (the OP is ch 13), we don't get to join the 60 day club... We are in this for the long haul...3-5 years....
                          May 2008 Hired 1st Attorney/Stopped paying CCs
                          May 21, 2009 Retained 2nd Attorney
                          May 28th - Filed for Ch 7 (FINALLY!)
                          9/11/09 - DISCHARGED!!!!

                          Comment

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