Repayment Method Send Check or Withdrawal from Pay?

[ccmisery]

I'm wonder how it's determined the payment plan under a 13? Do you get to choose from sending the money yourself via a check or do you have to have it deducted from your pay check?

I'm concerned my employer will find out if the latter is the case.

[Flamingo]

It's a requirement by many states. Ours required it; however, if you have a good attorney as we did, since I just started a new job the day after my 341 I asked our attorney if there was any way we could bypass that and have us send in a certified check each month instead of a payroll deduction just starting a new job. I guess due to the situation it worked because our attorney advised us after a few weeks we were able to send in a certified check each month. It never hurts to ask...

[getmeouttahere]

My husband works for a small company. He, too, was worried about his employer finding out. We stressed our concern to our attorney. A couple weeks later, we received a "Congratulation" letter from the Trustee that our ACH payment was approved. So now our monthly payment is automatically withdrawn from our bank account and we know our payment will always be on time. I hope you have the same luck!

[screwedupbyRE]

getmeouttahere, how did you come to agreement with Trustee for ACH payment option? I asked my attorney and trustee and we were given only and only three options: 1) Payroll deductions; 2) Cashier's check; and 3) bank draft.

is it different in each state?

[TooMuchCredit]

getmeouttahere, how did you come to agreement with Trustee for ACH payment option? I asked my attorney and trustee and we were given only and only three options: 1) Payroll deductions; 2) Cashier's check; and 3) bank draft.

is it different in each state?

I think bank draft is ACH.

[getmeouttahere]

getmeouttahere, how did you come to agreement with Trustee for ACH payment option? I asked my attorney and trustee and we were given only and only three options: 1) Payroll deductions; 2) Cashier's check; and 3) bank draft.

is it different in each state?

Our attorney asked for a voided check that he submitted with our request. He wasn't very hopeful and we were all pleasantly surprised it was approved. We are in Michigan.

[pcn]

My lawyer (or soon to be lawyer) said only about 2% of his clients got to do anythng other than payroll deductions. He thought we would be able to. He said the payroll deduction was needed by many to help ensure they made it through the plan.