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Should i stop paying on car?

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    Should i stop paying on car?

    We are filing in 2 weeks from now. Are car will be included in the payment plan. When do I stop paying it ? Do I wait until they start taking the chapter 13 payments? Thanks

    #2
    Originally posted by helpsoneeded View Post
    We are filing in 2 weeks from now. Are car will be included in the payment plan. When do I stop paying it ? Do I wait until they start taking the chapter 13 payments? Thanks
    Be sure to verify this with your attorney first, but if your trustee is going to make your car payment (not just make up loan arrears) then normally you will stop making payments on the car after you file.

    Ask your attorney to be certain your trustee is indeed making the entire payment for your car for the life of your plan (or until it's paid off, whichever comes first).
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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