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    Selling my house

    I have been reading the posts here for months now and everyone seems to know alot so I figured I would throw my question out to you and see if anyone knows the answer!! I am in the middle of my 13 and I am wanting to sell my house. I know that I have to have the approval of my trustee and all of that but my question is...has anyone done this? and what happened to your profit? I talked to my attorney and he said I would probably get to keep half (it's not alot but better than nothing!). Also, I am paying mortgage arrears through my plan, so what will happen to my plan payment after that is gone? I assume since I'm not on a 100% plan that my percent to unsecured will just increase but I'm not sure. Just alot of questions, I would like to have some idea what to expect but I've learned through all of this that nothing ever seems to be set in stone and sometimes you are just at the mercy of whatever your trustee decides that day!

    FYI-I'm in Missouri if that helps anyone!

    #2
    Two questions for you....

    Have you talked with your lawyer yet about wanting to sell your house?

    Is selling your house now something you want to do or that you have to do?
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      I have talked to my attorney. He said it would be kind of a pain with the paperwork and all but that it can be done. I don't have to sell, I want to. I just got engaged and my fiance and I will be moving in together (I basically will be paying half of his house payment which is equal to what mine was). I had thought about renting my place out until my Chapter 13 is over but I don't know what the rules would be (if there are any) on doing that.

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