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    #1

    exemptions!

    Does any body know what the max allowable exemptions are for items such as power,internet,pest service,food,water,garbage,fuel,ect? I am in CA. Thanks
    Tags: None
    #2
    Depends on whether you are System 1 or System 2.

    You should look at http://www.bankruptcyinformation.com/CA_exemp.htm
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment

      #3
      Originally posted by justbroke View Post
      Depends on whether you are System 1 or System 2.

      You should look at http://www.bankruptcyinformation.com/CA_exemp.htm
      I think he used the wrong terminology. I think he meant expenses.

      to the poster, I believe you will need to discuss this with your attourney to determine what the trustee is allowing in your district, but generally the use the IRS tables. however if your mortgage is higher than that allowd by the IRS tables, you use the amount you are paying. And there is california case law that has determined the trustee can not dictate how much your allowed for mortgage. as far as Utilities, i will be using a 12 month rolling average, and that is what i will be presenting. If the trustee objects, I have several years of back utility bills to give him so he can see that those are my actual costs.
      Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

      Comment

        #4
        Albacore, thanks for catching that. All I saw was "exemptions" and "california"

        BTW, I'm going to dingdon'g house and going to grill some Albac... umm... tuna... err... salmon, yeah, salmon... on the grill for her!
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

        Comment

          #5
          Originally posted by justbroke View Post
          Albacore, thanks for catching that. All I saw was "exemptions" and "california"

          BTW, I'm going to dingdon'g house and going to grill some Albac... umm... tuna... err... salmon, yeah, salmon... on the grill for her!
          Diden't think you were in Ca. but your always welcome
          Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

          Comment

            #6
            Originally posted by albacore44 View Post
            Diden't think you were in Ca. but your always welcome
            Nope... I'm in Florida! The California of the East!
            Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
            Status: (Auto) Discharged and Closed! 5/10
            Visit My BKForum Blog: justbroke's Blog

            Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

            Comment

              #7
              I'm sorry, I did mean what are allowable expenses? filing single?

              Comment

                #8
                I think this link will help with expenses
                Department of Justice | Homepage | United States Department of Justice
                http://www.usdoj.gov/ust/eo/bapcpa/20090315/meanstesting.htm
                Official website of the U.S. Department of Justice (DOJ). DOJ’s mission is to enforce the law and defend the interests of the United States according to the law; to ensure public safety against threats foreign and domestic; to provide federal leadership in preventing and controlling crime; to seek just punishment for those guilty of unlawful behavior; and to ensure fair and

                Comment

                  #9
                  Originally posted by justbroke View Post
                  Nope... I'm in Florida! The California of the East!
                  Sorry to hear that. based on what I have read here on the forum, the Fla. trustees are nasty
                  Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

                  Comment

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