How much is normal fee for a chapter 13???

[MSbklawyer]

We charge $2500 in attorney's fees, which is the court approved "no look" fee for Mississippi. We get anywhere from $850 to $1500 up front. The less likely the plan is to succeed and the more complicated the case, the higher the up front.

[Billssuck]

$3000 total for ch13; $700 paid up front and $2,300 paid through plan.

[texasgal]

Optimistic1:

This is a great wizard, but how exactly do you use it? Can you give a little more directions? Such as do I put my DMI on thr first page and all other payments on the second page including living expenses?

Really, this is a very helpful site!

Texasgal

[BreatheEasy]

We paid $1,500 up front, and are paying another $3,100 in the BK. This includes a lien strip.

[jade73]

My Attorney who I met with was $3500 for a ch.13 ....The first attorney was $2500...Wow $500 difference what seem's to be a normal charge that people pay??? I know it vary's State by State...I am in Florida.

We paid $2000 which will be in our plan. I'm in GA.

[optimistic1]

From what I have gathered is yes. My last consult the atty stated that trustee fees plus 10%, the remaining atty fees plus 10% and my back taxes are all added to the BK on top of the secured/unsecured debt. He also stated that there are two priorities in which debt is classifed. Secured debt is paid first and will be paid completely within the plan. These include all secured debt plus atty fees, trustee fees and tax debt. Anything left over would go towards unsecured debt if anything is left over.
He basically said cars 15K + 2800 atty fees + 3500 trustee fees + 3k taxes equals 24,300.00. My understanding is at minimum my monthly payment would have to pay off this amount in 60 months. So In my theory it would be 24,300 divided by 60 which equals 405 p/mo payment. The payment could be larger depending on MDI.
I am by far not an expert. I am in preperation to file myself and trying to learn as I go. If this is inaccurate please comment so I can correct the misunderstanding. Also I live in AZ so I dont know if it may differ.
Hope this helps.

You do seem to have a good idea about how it works, here are some links for you.

Trustee expense guidelines, if you exceed these, make sure you have proof, like start saving receipts. You need Adobe Acrobat Reader to view this.

http://www.maney13trustee.com/TrusteeExpenseGuidelines2008.9-25-08.pdf

If you know what your dmi/mdi is based on means test or schedule I minus J is, and you know all of your debts other than the unsecureds, then use this wizard. It basically has you input everything into it to see if your plan is possible, or if it needs some adjusting. Dont add in any trustee fees, it will do that automatically. Also, if you are cramming vehicles, put the cram (market value kelly blue book private party value) into the list, and use an interest rate of 6.5% (more than what it needs to be.) to be on the safe side.

http://www.maney13trustee.com/mcfndwz.htm

[Yoshi]

Hi If I am correct your trustee fee's are based on the 15k and 3k the trustee in my area get's 10%. The trustee I dont think should get 10% of the attorney fee??? So that would leave 15k and 3k total= $18,000 at 10% is $1800 he or she would aquire. Could be wrong but This is what I think. Good luck to you.

My understanding is the trustee gets 10% of the entire amount for everything or the entire secured debt amount. All I know is the trustee is getting his share.

[dallas]

Hi If I am correct your trustee fee's are based on the 15k and 3k the trustee in my area get's 10%. The trustee I dont think should get 10% of the attorney fee??? So that would leave 15k and 3k total= $18,000 at 10% is $1800 he or she would aquire. Could be wrong but This is what I think. Good luck to you.

[Yoshi]

Can someone pls help me to understand..If your in a Chapter 13 then you would add the unsecured debt you have , plus the trustee's payment , plus the attorneys fee so you end up with about $5000 added on to pay back ???????

From what I have gathered is yes. My last consult the atty stated that trustee fees plus 10%, the remaining atty fees plus 10% and my back taxes are all added to the BK on top of the secured/unsecured debt. He also stated that there are two priorities in which debt is classifed. Secured debt is paid first and will be paid completely within the plan. These include all secured debt plus atty fees, trustee fees and tax debt. Anything left over would go towards unsecured debt if anything is left over.
He basically said cars 15K + 2800 atty fees + 3500 trustee fees + 3k taxes equals 24,300.00. My understanding is at minimum my monthly payment would have to pay off this amount in 60 months. So In my theory it would be 24,300 divided by 60 which equals 405 p/mo payment. The payment could be larger depending on MDI.
I am by far not an expert. I am in preperation to file myself and trying to learn as I go. If this is inaccurate please comment so I can correct the misunderstanding. Also I live in AZ so I dont know if it may differ.
Hope this helps.

[optimistic1]

I wasnt scolding you for not following the rules, I have been banned on the forum for not following the rules, I'm just offering advice as to how you can have your question more directly answered.

[klandsb]

Actually, I am new to this and pls forgive me for "NOT FOLLOWING THE RULES "hoping you told DALLAS the same thing....

[klandsb]

oh so sorry... my bad....good night

[optimistic1]

Can someone pls help me to understand..If your in a Chapter 13 then you would add the unsecured debt you have , plus the trustee's payment , plus the attorneys fee so you end up with about $5000 added on to pay back ???????

post this as a new thread klandsb, look in the upper left portion of your screen after entering the forum.

[klandsb]

I live in PA.... Normal fee that I have found is $1000 for chaper 7 plus some fees for filing and $3000 for chapter 13 and filing fees....

[klandsb]

Can someone pls help me to understand..If your in a Chapter 13 then you would add the unsecured debt you have , plus the trustee's payment , plus the attorneys fee so you end up with about $5000 added on to pay back ???????