Final Hearing

[crookedoak]

everything is done, received the completion notice from the trustee. All that awaits is the final discharge hearing scheduled for this Wednesday.

Cant wait!!!

I am going to go out and run up every credit card I can get, buy everything I can

On a serious note. I do need to go and apply for an auto loan. 5 years of clunking is enough.

How will be I looked at from a credit perspective?

My FICO right now is 670 with the open 13. Will the closing/discharge change it much?

[lrprn]

everything is done, received the completion notice from the trustee. All that awaits is the final discharge hearing scheduled for this Wednesday. Cant wait!!!

Congratulations on successfully completing your 13, CO!! Just what we love to see.....it's another.....

Chapter 13 Discharge Party!!

I am going to go out and run up every credit card I can get, buy everything I can

Hey, c'mon....we taught you better than that! lol!

How will be I looked at from a credit perspective? My FICO right now is 670 with the open 13. Will the closing/discharge change it much?

It's hard to tell. Dealers want to sell cars right now, so that's in your favor. It's getting decent financing that could be a challenge.

Your FICO is pretty good - it would be better if it was above 680. Have you thoroughly reviewed your credit reports and corrected any mistakes there? If you haven't, be sure to do that and allow 30 days for changes to be made before heading out to car shop.

Again, congratulations and a big high five for making it to the end of the long, sometimes dark Ch 13 tunnel! Way to go!

[rrockinggramma]

my score was unchanged by the notation of discharged on the credit report. The credit report updated the notation of discharged within hours of the court issuing the final decree.