I read on some of the threads about getting a credit card judgement before being able to file chapter 7 or 13 bankruptcy. If your are planning to file shortly does it really matter if a judgement is awarded or not.
-
-
It's best to avoid a dischargeable judgment (for ex, criminal judgments are not dischargeable) before filing if possible. It's easier and cleaner. Otherwise when your 13 is finally over in 3 to 5 long years, you then have to go back to court to get the judgment removed. Why create that hassle and cost for yourself if you don't have to?Originally posted by Keithh1632 View PostI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
Comment