Just wanted to pop in this great forum to say I am one year in now, and so far so good. Like everyone else, I received great advice here in the very scary, stressful beginning. I still read posts here often, as I still want to enlighten myself as much as possible. We had a horrible, nasty trustee, and lots of tension, but just wanted to let others know there can be good outcomes. We now have a savings account, and my electric company just sent us a "Thank you for being such a good customer by paying on time" note, which was a far cry from the letters we were getting a year ago! Wishing everyone here good luck and strength along the way! 
Closed November 2010
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