In an active Chapter 13, and considering walking away.

[Flamingo]

So, now I am reconsidering walking from my home, but I am still in the active 13.

Is that a smart move or not?

I don't qualify for the 7, so I can't go that route until my job ends (very likely to end, but I am not 100 percent sure).

My question is: What happens, in most cases, when a person in an active 13 decides to stop paying their mortgage (I am current on the mortgage now)?

What are the advantages/disadvantages of staying in the 13 and not paying the mortage?

Lastly, I don't want to get the 13 dismissed because I was being sued for some credit cards, and wanted that protection.

Thanks for any feedback on this.

If you are in active Chapter 13 and stop paying the mortgage (which is included in/part of your plan whether or not you pay it in the Plan or out of the Plan), you face Dismissal. Before you stop payments of any kind during your Chapter 13, you need to speak with your attorney as to the consequences.