Originally posted by jange
View Post
despite some reported online information to the contrary, the reports that chapter 13 reorganization bankruptcy appears on one's credit report history for a period of 7 years from the date the case is completed and discharged, and that there may be a cloud of bankruptcy for 12 years from filing, such indications are categorically false. The 7 year reporting period is from the date of chapter 13 filing, not from the date the several year chapter 13 process is completed. The bankruptcy discharge date has no bearing or effect on when the bankruptcy filing information expires and is expunged from the credit report.
Comment