Ch-13 341 meeting and exemption form

Ok guys those of you who followed my other thread here is follow-up and a few question.

So I filed my ch-13 on my own since I do not have any asset i.e. mortgage and stuff and had my 341 meeting the other day. First of all, I was embarrased to see that a high school aged women was conducting my 341 meeting and I'm in my 40. LOL!!!!

She was asking me why I was filing ch-13 and so on and on ...... Oh god I wanted to shoot myself, ok may be she is not in high school but a recent college graduate but looked really really young.

Well after some formal question once the recorder was turned off, she asked me why I didn't file an exemption form, then she asked me if I filed it on my own? She then suggested that I should file an exemption form anyway even though I do not have any asset..... So my question is what to put it in there? What do you guys suggest?

She also asked me to call her or email her if I have any question, which I do now. My question is, well she asked me so you want to pay 1% of your unsecured debt? I wanted to say if I could get away with 0% that would be great, ofcourse I didn't. Can I put 0% in my ch-13 plan to pay to unsecured debt? My plan only pays to IRS and State tax and I just put whatever left upto 1% to unsecured creditors. Any suggestion would be greatly appreciated.

She also asked me if I mailed my 13 plan to my creditors, I had no idea that I had to do it. She gave me some time to mail those and forward the proof of confirmations to her. How do I do that? Should I just faxed it over to the creditors and forward the fax cover sheet or do a Mail with return receipt and forward it to her?

I'm feeling much better now that I had my 341, it seems like she is someone I can work with. I also told her that I will have to buy a car in future since my current car is 12 year old, she told me thats ok you just have to ammend the plan. Ok guys time to help me.

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