5 year vs 3 year Chapter 13 Pros and Cons?

[huffydogg]

13 is definitley better if you qualify. I am in a 3 year plan paying $100 a month.I have 8 months to go. Can't wait!!!

[LadyInTheRed]

Anybody who qualifies for a 36 month plan, should only submit to a longer plan if their disposable income is not sufficient to make a 36 month plan feasible. Examples of where this would happen is if they have to pay arrears on secured debt, have priority debt that must be paid, or are keeping non-exempt assets that they must pay for in the plan.

[13for60]

Sooner is better IMHO.

--13for60

[ccmisery]

Those of you that have either, what do you like or dislike about the duration and making the monthly budget?

I understand this is subjective and everyone's scenario is different and some may not qualify for the 3 year plan.