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Oh it's so close...come celebrate with us.. :)

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    Oh it's so close...come celebrate with us.. :)

    Hi everyone. We are at the end of our three year plan. As of today, we have two more bi-weekly payments, so in 28 days we will have paid our final payment in our plan. In fact we would have overpaid the plan by $66. The trustee has been taking it out of my paychecks for three years now. I contacted the Attorney to find out what happens to the $66 and was delighted to find out it comes back to us.

    He says our trustee is pretty fast, so the discharge and closure of the case should be 30-45 days, assuming all the creditors cash the final checks. I didn't understand how them cashing checks should affect us, but at this point, I'm just happy to get it done.

    Come on August 27... We've been looking forward to this day.

    Signed,
    Excited like you can't believe.
    Filed 09/08/10, $26k unsecured. Plan submitted 09/16/10, $250/mo X 36 Months = $9,000.
    First Payment: 09/28/10 341 Hearing: 10/12/10, Confirmation: 10/28/10
    2nd debtor education course taken: 02/05/13. DISCHARGE: 10/10/2013.

    #2
    This is wonderful news

    Comment


      #3
      Salute! Congrats to you!
      CH13 - filed 30 JUL 09, $1521 @ 60 mos (100% payback)
      Done!!! - 01 Jul 2014 I'm free!! Discharged 9/23/14!

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        #4
        Congratulations teddybeardj! Your Hamster Troupe is in rehearsals....
        "To go bravely forward is to invite a miracle."

        "Worry is the darkroom where negatives are formed."

        Comment


          #5
          I can't blame you for being so excited...congratulations!!!!!
          Filed Chapter 13 - 07/20/12
          Discharged 8/2/16

          Comment


            #6
            I'll be looking for the the party on the 27th! Congrats!
            Filed Ch 13 Feb 9, 2012, 341 meeting Mar 15, 2012, Confirmed Apr 5, 2012
            Anticipated freedom party Apr 2015

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              #7
              I'll be here!!!! Good job!!!
              Discharge date: October 2017 (will it ever get here?)

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                #8
                A very BIG Congrats to you!

                Comment


                  #9
                  Congrats and I would love to come to the party, but I will have a toast from here.
                  11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP

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                    #10
                    Congratulations, I too am at end of 55 month 100% pay back. One more check due Sept. 1 and I AM DONE. Trustee has never bothered us during entire time. I feel we have been very blessed during this entire process. Not sure of next step, have completed all required courses and sent in copies to attorney.
                    guess will call later this month for guidance/information.

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