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Adding a Creditor to Chapter 13: After Filing but before the 341 Meeting....Can you?

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    Adding a Creditor to Chapter 13: After Filing but before the 341 Meeting....Can you?

    I filed for Chapter 13 on 5.29.2006.

    My 341 is scheduled for 6.26.2006

    I just recieved a bill from Direct TV for $425! (long story) and the main reason is that I was charged $286 on 6.9.2006. If I want to cancel my service then there will be another $200 or so on top of that

    Can I cancel my service and add them to my list of creditors?

    Does anyone know?

    (I emailed my lawyer but figured I would post this here as well)
    Chapter 13 Filed: 5.30.2006

    341 Meeting: 6.26.2006

    Confirmation Meeting: 8.1.2006

    Case Confirmed: 8.15.2006

    $743 a month for 60 months

    23% Payback

    $13k Car Loan

    $90k ccard

    (4.5% to Trustee and $2500 to Lawyer)



    "Lets get through this and move on with our lives!"

    #2
    No problem, you attorney can file this one also with the Court and make sure they are included in the matrix mailing list......
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

    Comment


      #3
      I agree with Minny, no problemo. In fact, I added 2 creditors just as my 341 meeting was set to begin. When the trustee asked if we had listed all our creditors, our lawyer popped up, I have 2 here to add, will get the paperwork in to you. Trustee said Ok and went on to something else.
      Chapter 13 filed -8/12/04
      Plan approved- 7/11/05
      Date discharged--10-12-2007
      Date closed- 12/6/2007:yes2::yes2:

      Comment


        #4
        Yes you can as the others said. In our case we just paid another $26 filing fee for each thing that was added.

        Comment


          #5
          I had a creditor (which I had completely forgot about) send me a bill. I asked my attorney to add the creditor on the account, however, last time I checked pacer, it didn't show up. I simply ran a copy of the bk notification and mailed it to this creditor. Haven't got a bill or crap since then. Hope that was good enough.
          Chapter 13 Filed 4/03/06 :blink: 341 Meeting Complete 5/11/06 :yes2:
          Plan Confirmation 6/16/06 :yahoo:
          Discharged: 1/5/2010 :yahoo::yahoo::yahoo::yahoo:

          Comment


            #6
            I had to add the IRS, 2 months after confirmation. Gotta love the IRS. They came up with this "magical" tax bill from 2002 after we filed. We had filed our taxes and had never heard a peep from them until BK. We paid what we thought that we owed. It costs us $50 to have our attorney to add them. Funny story, we were to receive a refund of $899 this year, naturally didn't get it because we still owed from 2002, which by the way, is currently paid every month from trustee. I talked to the IRS and they told me that they would refund the money (my trustee doesn't take tax returns) as soon as money was paid back. Sounds fine to me. Last week, my tax return check showed up in the mail and I still owe them $600. Talk about surprised!!

            Comment


              #7
              This is a timely thread for me - I was admitted to the hospital last night with diverticulitis (quite a surprise - I'm thinking the stress of BK is showing itself). We filed on 6/1 and have our 341 meeting on 6/28. I'll call our lawyer for advice to see if we should include what we will owe on this hospitalization after insurance pays their portion.

              P. S. I'm using the hospital's free Internet connection at the moment - a wonderful service to keep up with the board!
              I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

              06/01/06 - Filed Ch 13
              06/28/06 - 341 Meeting
              07/18/06 - Confirmation Hearing - not confirmed, 3 objections
              10/05/06 - Hearing to resolve 2 trustee objections
              01/24/07 - Judge dismisses mortgage company objection
              09/27/07 - Confirmed at last!
              06/10/11 - Trustee confirms all payments made
              08/10/11 - DISCHARGED !

              10/02/11 - CASE CLOSED
              Countdown: 60 months paid, 0 months to go

              Comment


                #8
                My attorney said the bill date had to be before the filing date?
                Chapter 13 Filed: 5.30.2006

                341 Meeting: 6.26.2006

                Confirmation Meeting: 8.1.2006

                Case Confirmed: 8.15.2006

                $743 a month for 60 months

                23% Payback

                $13k Car Loan

                $90k ccard

                (4.5% to Trustee and $2500 to Lawyer)



                "Lets get through this and move on with our lives!"

                Comment


                  #9
                  Originally posted by bobby125
                  My attorney said the bill date had to be before the filing date?
                  Are you sure he didn't mean service date? Cause you can amend your list of creditors for a small fee.
                  *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

                  My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

                  Comment

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