Divorce and Ch 13 cont'd....what would you do?

[dmc-2008]

I like valley's idea, but I think u are invested in the house and don't see another property in your future! I would stick with keep the house ditch the dude!!!!

[ValleYum]

Option 2. I like the Fresh Start option.

ETA the "Why?" part of the question: Why? If it has been a marriage in name only for years past and you never want to see him again (sounds like no kids, maybe? hopefully?) then put him in your rearview mirror ASAP!

Good luck!!

[brtb]

Here are my two options. I think I know which one I'm going to go with, but am curious as to which you would do and why.

Option 1: Stay in Chapter 13, but file a separate plan from ex-spouse, 2 1/2 years complete out of a 5 year plan, and keep house. First and second mortgage; both are current. There is equity in the home.

Option 2: Convert to Chapter 7, lose house, easier path to a quicker "fresh start"

Thanks!