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When does my Chapter 13 drop off my credit report?

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    When does my Chapter 13 drop off my credit report?

    I filed for a C7 on 9/12 and converted to a C13 12/12. My plan was confirmed one 3/13. I know the BK stays on my credit report for 7 years. Is that 7 years from filing/conversion or 7 years from actual discharge? I won't discharge until 5/17.

    #2
    i would think from the original file date but I am really not sure when there is a conversion. Someone will be along shortly to confirm it or not.

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      #3
      It is 7 years from the filing date. Just make sure that the credit reporting agency shows it as a Chapter 13. If it still shows Chapter 7, then it would stay for 10 years (and be wrong).
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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        #4
        I didn't think about making sure my credit report was right. I still have stuff reporting as Chapter 7 even though we converted. Good to know...
        Chapter 13 - May 2014
        Broke but not broken...

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