Does anyone know how bankruptcy affect your job search and what seems to be an acceptable FICO score in the employment market place?
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Not sure if you would be able to get a job at the US Mint or with the FBI if that is in your hopes. It would also more than likely prevent you from holding certain jobs that require "security clearances".7/12/2001 Filed Chapter 13
8/21/2001 341 Meeting
9/21/2001 Plan Confirmed
6/21/2006 Discharged
7/06/2006 Closed
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Yikes. I was hoping that it would be viewed in a better light. Now, my next question is does anyone know what an acceptable FICO is for life insurance, car insurance and mortgage insurance. I've been told that they won't touch you unless you have at least a 700 FICO. Does anyone know if this is the case?Comment
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I have been selling insurance for about ten years now. I have not yet had a client declined because of their credit rating.Comment
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My best friend is an insurance broker. She said BK's are OK. Slow pays, they never underwrite those people. That's people who consistently pay late, on everything, all the time.
You may be charged higher rates right after filing BK, but with good credit reporting, that will change within a couple of years.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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After my Ch 7 I decided to change car insurance companies because mine raised my rates. I went with another company that didn't even care about my credit score. I get great rates (lower than my pre-BK rates with the first company) with them and have never had any problems.Yo ho, Yo ho, a pirates life for me
Discharged 9/1/04Comment
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