I need to know what debts are included in my chapter 13. How can I tell from paperwork received, which debts are included and which aren't. So if I pay the whole balance, which debts will be discharged. Thanks in advance!
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I contacted my Trustee's office to get a quote for a 100% pay-off. There's more to paying it off than just the amounts that were claimed...there's also Trustee Fees and sometimes, interest. My trustee was very helpful and supportive of my request.John, Virginia
Case Confirmed: 5/20/05
Property Closing: 9/20/06
Buy-out and Discharged: 9/27/06 -
I'm assuming you filed with a lawyer - these are very good questions to ask him/her. The Ch 13 forms are as bad as tax forms - even after hours and hours of studying ours and researching the forms online, there are still oddities that our lawyer has to explain to me. There's just stuff in there that defies logic! Good luck - hope you get the answers you want soon.Originally posted by GeniusI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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Thank you!
Thanks for the responses. The reason why I'm trying to figure it out is because I did get approved by the trustee to refi. On top of that, I am consolidating other debts. The trustee is telling me that one of the other debts are included in the bk payoff. It's confusing because this whole time, it's possible that I was doubling payments through BK and directly to the lender for that debt. Reading the docs are definitely a pain. Thanks for your responses though!
The Genius, not!Comment
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