Hello,
I'm being sued by a creditor for a deficit of a repossessed vehicle my ex wife had. It was in my name, so they are coming after me. This was years ago since my divorce. I'm currently remarried. I also have other debt from my divorce. My wife and I make to much to file chapter 7, at least for now. She just recently lost her job, she is going to wait a few months before looking for another one so I can qualify to file for chapter 7. I have a lawyer that filed an answer to the law suit and he is also going to do discovery and whatever else possible to drag the suit out. However, I have no defense in it and the creditor will win. I need 4 months to qualify for chap.7, not sure if my lawyer can put it off that long. Should I file chapter 13 then covert to 7 when I qualify?
I'm being sued by a creditor for a deficit of a repossessed vehicle my ex wife had. It was in my name, so they are coming after me. This was years ago since my divorce. I'm currently remarried. I also have other debt from my divorce. My wife and I make to much to file chapter 7, at least for now. She just recently lost her job, she is going to wait a few months before looking for another one so I can qualify to file for chapter 7. I have a lawyer that filed an answer to the law suit and he is also going to do discovery and whatever else possible to drag the suit out. However, I have no defense in it and the creditor will win. I need 4 months to qualify for chap.7, not sure if my lawyer can put it off that long. Should I file chapter 13 then covert to 7 when I qualify?
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