Hello all been following quite awhile Incase chapter 7 may happen and unfortunately it will.
Long story short is that I have racked up
100k on credit cards during a almost 3 year ugly custody battle and will have to
stop payments this month , I just don’t have it any longer. I’m expecting the divorce to
settle within about 6 months and need to wait till afterwards to file , I really have no choice.
My specific question is this. I have a cash reserve at a local bank about 3k in the negative.
I’ve read that they report to diffrent credit tracking companies and could lock me out of getting a checking account for five years. When I’m able to discharge chapter 7 in at least 6 months down the road can I get a checking account again? I do have a checking with another local bank that in a positive. Will this be effected at all?
Thanks guys in advance in this f-cked up
time
Long story short is that I have racked up
100k on credit cards during a almost 3 year ugly custody battle and will have to
stop payments this month , I just don’t have it any longer. I’m expecting the divorce to
settle within about 6 months and need to wait till afterwards to file , I really have no choice.
My specific question is this. I have a cash reserve at a local bank about 3k in the negative.
I’ve read that they report to diffrent credit tracking companies and could lock me out of getting a checking account for five years. When I’m able to discharge chapter 7 in at least 6 months down the road can I get a checking account again? I do have a checking with another local bank that in a positive. Will this be effected at all?
Thanks guys in advance in this f-cked up
time
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