Wells Fargo Home Project credit card

[eggz]

Is this card secured or unsecured? Wells Fargo Home Project credit card. I'm up to date on payments.

[justbroke]

Unless it has changed, they do hold a PMSI (purchase money security interest) in all goods purchased with the card. That means that all purchases are secured debt.

SECURITY INTEREST. You grant us a purchase-money security interest under the Uniform Commercial Code in the goods purchased on your Account. We will retain the purchase-money security interest until such goods are paid for in full. You agree to assist us in executing any documents necessary to perfect our security interest.

Wells Fargo Home Projects^® Credit Card Agreement (PDF)
Source: https://retailservices.wellsfargo.co...greements.html
Source: https://retailservices.wellsfargo.co...e_projects.pdf