I just had a really big panic attack this morning when I looked at my bank account online and my paycheck that was deposited yesterday was GONE! It was there yesterday and then not there and my bank showed a negative balance. I thought I was going to get sick. I was afraid that my lawyer had filed my BK on my payday and that's why the money was gone. It was too early to call the bank so I had to wait an hour and worry.
I checked PACER and was relieved to see that my BK isn't on there yet. I came to my senses enough to realize that there was no way the trustee took anything out of my account yesterday afternoon. The only other explanation was that it was a bank glitch.
Mysteriously, a little after 8 AM I checked my balance online again and my deposit was back in there. I've decided that my bank is evil and I'm so glad I'm changing banks. I opened an account at a different bank a few weeks ago and I'm in the process of switching my direct deposits to it. Unfortunately for me my employer requires direct deposit.
Anyway, I finally figured out what happened. Yesterday my deposit showed up as a memo posting. Over the night the bank updated my online account info and it only showed transactions posted to the close of business on the 28th. This morning it updated again and showed my paycheck. I've never had that happen before. I have direct debits that come out of my checking account and all I could think of was all this stuff would come through my bank and I'd end up with hundreds of dollars in overdraft fees.
I don't need any more stress this week! I have reached my official stress limit
niteflytes
I checked PACER and was relieved to see that my BK isn't on there yet. I came to my senses enough to realize that there was no way the trustee took anything out of my account yesterday afternoon. The only other explanation was that it was a bank glitch.
Mysteriously, a little after 8 AM I checked my balance online again and my deposit was back in there. I've decided that my bank is evil and I'm so glad I'm changing banks. I opened an account at a different bank a few weeks ago and I'm in the process of switching my direct deposits to it. Unfortunately for me my employer requires direct deposit.
Anyway, I finally figured out what happened. Yesterday my deposit showed up as a memo posting. Over the night the bank updated my online account info and it only showed transactions posted to the close of business on the 28th. This morning it updated again and showed my paycheck. I've never had that happen before. I have direct debits that come out of my checking account and all I could think of was all this stuff would come through my bank and I'd end up with hundreds of dollars in overdraft fees.
I don't need any more stress this week! I have reached my official stress limit
niteflytes
Comment