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    woo hoo 60 day club!

    Our 341 was today and we lived to tell the story! Like everyone else has said it was very painless.

    To briefly sum it up for those still waiting, there was an outer waiting room with a good 100 people in it and then 2 rooms for the trustees. There were no doors and when it was our lawyers turn all of his clients went in the room together then took turns going up to the table. None of our creditors were there or for anyone else that I saw. There were a couple guys there representing car loans for those who were turning thier cars in.

    We had to wait about an hour. The trustee checked our ids, asked very basic questions such as did you sign the petition, did we list all our debts, did we list all our assets, had we ever filed bk before, etc. Then it was thank you, your free to go.

    We also signed the car reaffirmation while we were there.

    I guess the next hurdle will be seeing what the trustee puts in her report.
    chap 7 discharge 06/07

    #2
    Originally posted by jal1129 View Post
    Our 341 was today and we lived to tell the story! Like everyone else has said it was very painless.
    So glad to hear your 341 was painless, jai! You've made it to the 60-day club - congratulations! Hope the next two months go by quickly and quietly!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      Welcome to the 60 day club !!!! Hopefully the next 60 days goes by quickly and painlessly for you.
      "Try to save money. Someday it may be valuable again." - Anonymous

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        #4


        Congratulations! I'm so glad to hear that for you (and for me!)... Every good story eases my mind a little more! It is so scary when you owe all these people and then tell them "nope, you aren't getting any more $!". You have to wonder who will object and who won't. Approx 95% of mine are large companies and the rest are mainly medical bills (small, but if you don't have it..............)

        Good luck in the waiting game!!! You'll get through!
        3/27/07: Chapter 7 Filed - Pre-filing true FICO (hers/his) 450/477
        5/10/07: 341 Meeting DONE! Trustee's Report of No Distribution Filed
        7/04/07: FICOs going up! Credit report cleanup (hers/his) 540/536
        7/10/07: DISCHARGED! 8/27/07: CLOSED!

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          #5
          I checked pacer and the trustee has filed a report of no assets!

          We took the second class "debtor education" yesterday.

          I guess the only thing left to do is sit back and wait and hope for smooth sailing!

          Good luck to all the others who had 341's this week (and everyone else too!).
          chap 7 discharge 06/07

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            #6
            Originally posted by jal1129 View Post
            I checked pacer and the trustee has filed a report of no assets!
            You are almost at the finish line, jal - congrats! Your fresh new financial start is just around the corner!
            I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

            06/01/06 - Filed Ch 13
            06/28/06 - 341 Meeting
            07/18/06 - Confirmation Hearing - not confirmed, 3 objections
            10/05/06 - Hearing to resolve 2 trustee objections
            01/24/07 - Judge dismisses mortgage company objection
            09/27/07 - Confirmed at last!
            06/10/11 - Trustee confirms all payments made
            08/10/11 - DISCHARGED !

            10/02/11 - CASE CLOSED
            Countdown: 60 months paid, 0 months to go

            Comment

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