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Can someone tell me about the credit counseling before filing?

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    #16
    My attorney gave me a card for a place that does it as a combination of online followed by a 15 min or so phone call.
    He said the whole thing is basically a joke, they just do the minimum they have to do to get you your certificate, it's totally just a silly formality.

    Sounds like 6ftladycop's was actually worthwhile, but my attorney was saying it's just a formality and is super easy.

    Maybe I'll try that one if it's approved by my state...
    <<I am NOT an attorney, my comments are anecdotal only. Contact an attorney for advice>>
    FINALLY DISCHARGED 92 DAYS AFTER THE 341! A NEW START!!!

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