Married Filing Alone...

[desperate&broke]

I will try to be as clear as possible when asking this.

I live in Chicago.
I am married. Filing alone.
Husband and I have 2 children so household total is 4.
After determining our income, we fall under the state's median.
Most of the items/big items in our house were purchased by him so there really isn't much that a trustee can take from me with the exception of possibly my car (which I plan to keep and pay on) and/or my laptop. That's it. Everything else is pretty worthless.

My question refers to disposable income. When figuring out our salaries the attorney used both our incomes. How do they figure your disposable income? Would it be based on both as well? (We split bills to even out our money, meaning I pay for some necessesities such as rent, babysitting, etc. and he pays for others such as food, utilities etc.).

Any help would be appreciated!

Thanks.

[lrprn]

D&B, the way disposable income is calculated on the required Means Test and Schedules is much more complex than just subtracting income from expenses.

In your case since you are filing alone, the amount of your husband's income that is NOT used to support the household will be subtracted out later in the Means Test.

Your attorney can explain how this is working in your specific situation.