So i applied through lendingtree for an Auto.....

[lostinmich]

Now that im approved.....can i still apply at other online financing to see if i can get a better rate?

I wanted to apply on car.com. Its all over the edmunds site saying they cater to bad credit.

Sure you can. The blank check isn't an actual, funded loan until you cash/use the check. If you don't want it just burn or shred it. After 45 or so days it's invalid anyway.

[NOMOREBADCREDIT]

I applied on cap one site before my discharged and wasDeclined i will be trying as soon as iam discharged.

[Ryl3x]

Now that im approved.....can i still apply at other online financing to see if i can get a better rate?

I wanted to apply on car.com. Its all over the edmunds site saying they cater to bad credit.

[keepmine]

Never had cap one prior to BK. They sent me a pre approved visa offer in the mail. Said something "Congradulations!, Youve successfully moved beyond the financial difficulties of the past and your current credit status means your earned this platinum offer" Its a pre approved 0% apr for 1 year and no annual fee. Not sure if this is legit but ill give it a shot.

As for the car....got the email regarding the details. 25,500 at 17.4% . Ill just a 19k civic for the mean time and pay if off quickly. They are overnighting the check. The current car im using has to be returned friday. Cutting it close lol.

This one where I'm scratching my head. I did burn Cap1 in bk for $12K. They then turn around and finance a car for $10K. Now, my wife is primary on the loan {she has never filed} but, all the banking info is for my account.

[Ryl3x]

Congrats, Ryl3x!

Just curious, did you burn CapOne in your BK? I did, though it wasn't much (under $1000). I'm curious if they'll dare approve me for an auto loan once I'm discharged.

Never had cap one prior to BK. They sent me a pre approved visa offer in the mail. Said something "Congradulations!, Youve successfully moved beyond the financial difficulties of the past and your current credit status means your earned this platinum offer" Its a pre approved 0% apr for 1 year and no annual fee. Not sure if this is legit but ill give it a shot.

As for the car....got the email regarding the details. 25,500 at 17.4% . Ill just a 19k civic for the mean time and pay if off quickly. They are overnighting the check. The current car im using has to be returned friday. Cutting it close lol.

[Adchick]

Congrats, Ryl3x!

Just curious, did you burn CapOne in your BK? I did, though it wasn't much (under $1000). I'm curious if they'll dare approve me for an auto loan once I'm discharged.

[keepmine]

I applied on the Cap1 site-the blank check program.

[Ryl3x]

That's odd. I applied for a $10K loan and was approved for $12.5K {used car-an 06} with a 8.20% interest rate. My acceptance emailed contained all that info.

was that through lending tree or directly on cap ones website?

[keepmine]

No. I didnt get any info other than that email. My friend said i wont know what the loan details will be till i get the package. I applied for 25k.

That's odd. I applied for a $10K loan and was approved for $12.5K {used car-an 06} with a 8.20% interest rate. My acceptance emailed contained all that info.

[lostinmich]

You can also go to the Cap One website, click on auto loans and then click on "auto loan application status" in the upper right. You'll get all the information there as well as information needed to confirm your income.

[Ryl3x]

You can call them and get your interest rate and limit over the phone! Congrats...I'll be waiting to hear!

ill give them a call later today.

[CindyLou]

You can call them and get your interest rate and limit over the phone! Congrats...I'll be waiting to hear!

[Ryl3x]

That's the standard "You're Approved" email from CapOne.

Did CapOne tell you the Credit Limit or interest rate in the email??

No. I didnt get any info other than that email. My friend said i wont know what the loan details will be till i get the package. I applied for 25k.

[SinkingFast]

That's the standard "You're Approved" email from CapOne.

Did CapOne tell you the Credit Limit or interest rate in the email??

[Ryl3x]

what was your credit score if you dont mind me asking? Because i want to apply for that also.

Dont know. I just got discharged on friday and i just ran my report today without credit scores so that i can start the clean up. I have several things that need cleaning.

Ill run my scores later and let you know.