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    #1

    Joining The BK Group

    I just wanted to say hi and that I'm glad I found this amazing resource to help guide me through the BK process.

    I've been lurking for a month now and have learned a great deal by reading all of the amazing posts on this forum. As I head into the BK process, I am feeling much more informed than I might have been otherwise.

    The first attorney I talked to, just before finding this forum, was a total idiot. My wife and I were so freaked out after talking to him. His prognosis: We'd be forced into a 13, would likely need to give up our house, and would have to give up our first born child.... That night I scoured the net for answers, then I found this amazing site and found out that all BK attorneys are not equal. We then started interviewing attorneys. This third one was a perfect match for us (we interviewed 5).

    I retained my attorney yesterday and started letting the creditors know today that I'd retained a BK attorney. In just the last 12 hrs, the phone calls have stopped.

    I'm now waiting to be safely within the means test and will likely file first of Sept.

    Just to begin the process is very liberating.

    TKOS
    Last edited by TheKingOfSting; 08-05-2008, 06:05 PM.
    Retained Attorney: 08/04/08
    Filed: 9/9/08 FICO 430
    341 Meeting: 10/06/08
    Discharged: 12/12/08
    Tags: None
    #2
    Welcome! Im a newb too.
    Not only am I not a lawyer, the California BAR association has sent me numerous letters telling me not to even THINK about going to law school. In fact, the lay advice I provide is not even good. In the end remember, you get what you pay for, and here in BK land were not the best at paying.

    Comment

      #3
      Welcome and glad you found this forum before you went with attorney #1.

      Good luck and welcome aboard!
      Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

      Comment

        #4
        Welcome!! Glad you found us!
        Filed!!04/23/2008[X] 341 5/27/2008[X]Converted to asset case 5/26/2008 [X]
        DISCHARGE 08/12/2008[X]
        Converted to NO Asset case 12/15/2008[X]
        Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:

        Comment

          #5
          Welcome glad you find this forum it can be really informative

          Comment

            #6
            Welcome! I'm glad to hear you took the time to find the right attorney!
            May 2008 Hired 1st Attorney/Stopped paying CCs
            May 21, 2009 Retained 2nd Attorney
            May 28th - Filed for Ch 7 (FINALLY!)
            9/11/09 - DISCHARGED!!!!

            Comment

              #7
              You seem to have your ducks (or attorneys ) in a row! Welcome to the fabulous forum!!
              "You can never get enough of what you don't need to make you happy."
              6/16/08: Attorney approached lenders to surrender old home
              8/26/08: Met w/attorney RE: filing BK
              9/29/08: Filing Chapter 7

              Comment

                #8
                Good luck!

                Comment

                  #9
                  Originally posted by TheKingOfSting View Post
                  His prognosis: We'd be forced into a 13, would likely need to give up our house, and would have to give up our first born child....
                  Welcome aboard and I am chuckling at your comment above...I think most of us have given up our first born children at the gas pumps!
                  _________________________________________
                  Filed 5 Year Chapter 13: April 2002
                  Early Buy-Out: April 2006
                  Discharge: August 2006
                  "A credit card is a snake in your pocket"

                  Comment

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