HOA fees discharged if property turned in

[downwardspiral]

I can't recall if we added the HOA fees for the two properties we are turning in with the bankruptcy. We owe thousands in HOA fees. Do these charged get wiped out when we turn in the properties or did we need to list them? And if we didn't are we liable?

I'll call my attorney tomorrow about it.

[AngelinaCatHub]

I lived once in a condo and I’m going to guess at this. The Home Owners fees apply to the Home Owner. You soon will not be that. I would guess that they don’t have a thing on you. Now you might look up your paperwork on the original purchase and see what goes on. ‘Hub

[cool33097]

You have to add them for the amount you owe to be discharged and after that the bank is responsible for the fees, since you will not be the owner anymore.

[PoorGrammyinBK7]

What if you are current on these fees when you file, but later decide to give up the condo, and would like to stay in it, going forward, as long as possible -- while foreclosure is taking place? Do you have to pay them? Are they dischargeable or are you stuck with paying them until the foreclosure is complete?

[justbroke]

What if you are current on these fees when you file, but later decide to give up the condo, and would like to stay in it, going forward, as long as possible -- while foreclosure is taking place? Do you have to pay them? Are they dischargeable or are you stuck with paying them until the foreclosure is complete?

So, you'll list the HOA as a creditor and, the key here, all fees prior to the petition (filing your bankruptcy) will be discharged. However, post-petition fees are your responsibility(Someone tell me if my long posts are annoying. I'm new here!)

[downwardspiral]

Ok, whew! I checked my paperwork and we did include them in the list of creditors

[BKcrazy]

I got a letter from the HOA's attorney. I had a feeling it was coming. You are responsible for the post-petition dues. Bt, the letter I got from their office was misleading. There was no final amount due, it just said I owe $211.81 in past due assessments, late fees, legal fees and other charges. The monthly fee was $200.00. My attorney was not much help. He was telling me to do nothing, and said he isn't going to contact them and neither should I. Then he said just send them $211.81 and write final payment, paid in full. He said they did make an error in the letter, but that is not exactly binding.