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    REAFF Flag

    Is it normal to get flaged with this flag(REAFF). With my mortgage reaff they did not flag. Here is what Pacer says about the reaff:

    "Filed & Entered: 09/08/2008
    Reaffirmation Agreement Signed by Debtor's Attorney
    Docket Text: Reaffirmation Agreement with WELLS FARGO BANK, N.A., WELLS FARGO AUTO FINANCE signed by Debtor's Attorney - It Is UNKNOWN If An Undue Hardship Is Imposed On Debtor or Debtors filed by WELLS FARGO BANK, N.A., WELLS FARGO AUTO FINANCE."

    I think it has to do with the UNKOWN hardship deal. I looked at the agreement that was filed and it appears the attorney failed to check the no hardship statement even though he signed it.

    Any thoughts? I know they wont discharge with a flag....How do we fix it?
    Filed Chapter7-- 07/11/08
    341 Complete --- 08/07/08
    Discharged------ 10/14/08
    Closed---------- 10/15/08

    #2
    Originally posted by shark View Post
    How do we fix it?
    Talk to your lawyer and find out what's going on with the reaffirmation. Did you sign it? Do you want to reaffirm the asset?
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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