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Cali filing alone, separated: how will it affect wife?

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    Cali filing alone, separated: how will it affect wife?

    Hi There

    This is an awesome resource. Thanks. I'm just getting my papers together for a chapter 7 BK in California. Doing it myself since it's basically a no asset case.

    The big question I have is how will this impact my wife?

    We're separated. All of my credit card debts are individual. We do have a personal loan from a friend, through Virgin Money, that is joint. I intend to pay off that debt.

    Will my BK affect her credit rating?

    How will our joint personal loan affect her?

    Do I have to list her as a joint debtor on schedule H?

    We have separated amicably and I want to do everything I can to ensure that my situation has the least impact on her.

    Any input and advice would be greatly appreciate.

    #2
    Let me ask, are you planning to divorce? or is this bk an attempt to fix the marriage?
    May 31st, 2007: Petition Filed by my lawyer
    July 2nd, 2007: 341 Meeting Held
    September 4th, 2007: Discharged and Closed.

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      #3
      We're heading towards divorce. But we have not begun the official process yet.

      Comment


        #4
        Isn't CA community property state- wouldn't this create some problems?

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