I'm finally about to file Chapter 7 because money has run out, and will need to get a job afterwards. The pay will be above the means test amount for California, so I can't get the job before filing.

I received conflicting advice from attorneys as to when to start applying for jobs:...

hello,

I filed a chpt7 back in October 2021 will be receiving my discharge soon. i have a vehicle loan i reaffirmed with Navy Federal and a credit card with navy federal that i included in BK. my qiestion is, if i pay back the credit card after discharge what are my chanced of getting approved...

Hi! I am new to the community. I am looking for advice of whether or not to file for Ch. 7 BK or to try and negotiate a 31K debt consolidation loan with the attorneys who are suing me, court date is January 5, 2021. Any help/advice/thoughts would be greatly appreciated. If I do go through with the...

Good evening all,

I am new to the board and just recently filed Chapter 13 in CA and am terrified of the upcoming 341 hearing and confirmation hearings. As it currently stands my payment will be quite significant and assuming all creditors due file claims will be around 60% of my balance...

I checked pacer and also got confirmation from my attorney: I'm discharged as of last week!!!!! I'm so, so relieved.

As some of you might recall, there was a discussion on here before I filed about how I could possibly pass the means test... a few peeps here were certain my case would...

I meet with the lawyer at 4 pm today to file... after months of pondering and nail-biting. I'm way over the median income for my state, but my expenses are such that I qualify. I'll be letting go of my underwater home that I've been in for 11 years, which is $150+ underwater....

$300K...

My wife and I have been separated for almost 4 years but have never actually gotten divorced. It's a long story that I'd rather not get into. We rarely contact one another. I am filing by myself and declaring that we are legally separated.

I want to use California exemption scheme...

I'm planning on filing Ch 7 on July 5th and I'm not really optimistic I will be able to keep my house. Some facts:

* Feb 2011 - stopped paying 1st mortgage (Wells Fargo)
* Mar 2011 - stopped paying 2nd mortgage (PNC Bank)
* May 23, 2011 - received Notice of Default and letter...

Feb. 5, 2011

At the end of last year, $22 million in unpaid property taxes remained on the books at the Richmond County Tax Commissioner's office.

Much of it will be collected, but a sizeable chunk won't. The reason: It's not worth it to the property owner to pay taxes...

Illinois tax increase: why lawmakers passed 66 percent income-tax hike

No other state has successfully raised income taxes to balance its 2011 budget. The Illinois tax increase would push the personal income tax rate from 3 percent to 5 percent.

January 12, 2011
...

January 7, 2011

NEW YORK (CNNMoney) -- Move over, Cleveland. Make room, Detroit. Beat it, Buffalo. There are some competitors for the title of America's most depressed real estate market.

These are not old Rust Belt post-industrial cities, where the manufacturing economy...

We have a general partnership in California. Both partners are filing chapter 7 at the same time. Do we also need to file as a business or will it be covered in our personal bk?

December 13, 2010


A common question from homeowners exploring bankruptcy options is whether to attempt a short sale instead of filing for bankruptcy. This is a difficult question to answer in general as there are a number of factors to consider and weigh based on the needs and...

What do you all think/know about this?
I'm in CA and considering filing Ch. 7 pro se. Here's my situation:

I am a teacher and get paid 10 months of the year. I have no salary in July and August. If I file in March and the lookback does not include any of the no-salary months, my...

Excuse me if this is answered in another post, but I could not find it by searching.

Code Civ. Proc., § 703.140(b)(3) states:

The debtor's interest in household furnishings,
household goods, wearing apparel, appliances, books,
animals, crops, or musical...