It would be nice to see your personal list of creditors and amounts for everyone

[Flamingo]

That's H-U-G-E!! I bet when enough people do this, it affects their stocks.

If one takes the time to review this thread and exactly what is occurring and amounts being discharged, in the long run everyone, including all of us, suffers from all of this in some way and it is not a laughing matter for anyone, contemplating BK, in BK, out of BK, in debt or out of debt and not contemplating filing. We ALL pay for losses by creditors/banks in some way, either in higher fees or costs on many things in our daily lives. I don't think my filing BK was a laughing matter and I certainly did not intend to stick it to anyone or affect anyone's stocks. Even though we paid back 64% of our unsecured debt I still felt bad about the unpaid portion because it was me/hubby who purchased/borrowed to our benefit. When businesses suffer losses, when employees steal from their employers or when people commit fraud with the government/state, when fraudulent claims are filed with insurance companies or when people shoplift from stores, just to name a few incidences, and losses are incurred, we all pay for it in some way.

What I am trying to do is paint the big picture that usually no one ever cares or wants to see as to the result of all of this - the ramifications to all of us from all the BKs and losses that are occurring and that will continue to occur for quite some time just making things harder for everyone in the long run.

[gettingby2008]

Bank of America - 49,000
GE Money Loan - 19,000
GE Money Loan - 23,000
Citicards - 13,000
Wamu - 9,000
Wamu stripping 2nd Mtg - 49,000
surrender of Leased Car (VW) - 3,500

Keeping
1st Mortgage Balance 212,000 (value 205,000)
New Car purchased - 17,000
2nd Car payment - Owe 16,000 (value 14,000)

We plan on filing 1/2/09 Chapter 13.

[applecake]

Rental house 1st mortgage - 40,000
Rental house 2nd mortgage (Citi Financial) - 16,000
Beneficial - 11,000
Citi Financial - 10,500
Citi Financial - 10,000
Citi Card - 2000
Discover - 2280
Discover - 1696
HSBC - 500
Cap One - 1671
Collections - 80
Collections - 1000
Paypal - 300

total: approx. $97,000
This is about $2500 per month that we will be relieved of. The weight of the world.

Citi Financial is gonna be pissed!

We make about $43,000 per year. Our ch 7 limit is like in the $80K's.

We are keeping:
Mortgage on our own home: $52K
Car: $10K
Student Loan: $4K
Loan from brother: $6K (priority uno when this is all over! owing family sucks)

Once these loans are paid off, we will strive to live a cash-only lifestyle. I will probably just float around, I can't imagine how freeing that will be!!!

[debtmonster]

BOA $39642.00... Amex $41888.00

That's H-U-G-E!! I bet when enough people do this, it affects their stocks.

[heyu]

BOA $39642.00... Amex $41888.00... Care Credit $1555.00.....Chase $18500.00... Home Depot $13365.00.... Discovery $2379.00.... Credit union $9805.00..... SBA $2980.00...Sams club $1814.00.... HSBC Card Services $2419.00..... PayPal $5827.00....

Thats my unsecure debt, on my secure debt, my house of which I am surrendering, I had an outstanding secured debt with the jewelery people, so I gave them back everything, which cleared that debt.

[editordwc]

State Farm CC 8600
Capital One 2700
Juniper 1500
Wells Fargo 3000
Citibank 1000
16800

[pageturner]

Personal loan 16k
MBNA 12K
Bank of America 10K
Second Mortgage 50K
Triple A 6k

[debtmonster]

Actually, I did not think it was a competition. I thought it was to be informative but not exhaustive. I didn't list any of my creditors (only the amount $1M) because my 341 is still continued and this is a public forum. Thank you debtmonster for thinking up the thread, it does give us an idea of the diversity of BK filers, but I think that each of us has a line beyond which we will not disclose.

I would not put anything that would make it too easy to identify you, such as exact dollar amounts or city/state information.

Maybe we could start a bankruptcy competition on a new thread? That would be a hoot, wouldn't it?!?! Hehehhehehe.

[Cali]

I didn't have that many creditors but our discharge was 150k+.

So far I have 50 people on my list that I plan on turning in to my BK attorney. I have yet to see anyone here posting that kind of volume of creditors.

[StartingOver08]

Actually, I did not think it was a competition. I thought it was to be informative but not exhaustive. I didn't list any of my creditors (only the amount $1M) because my 341 is still continued and this is a public forum. Thank you debtmonster for thinking up the thread, it does give us an idea of the diversity of BK filers, but I think that each of us has a line beyond which we will not disclose.

[debtmonster]

So far I have 50 people on my list that I plan on turning in to my BK attorney. I have yet to see anyone here posting that kind of volume of creditors.

[mindyandy420]

The ugle

Mine is estimated:

Fireside (car loan)$10,000
Chase $1200
Chase $600
QVC $200
BECU line of credit $8900
Medical bills $200
First Premiere $500
Washington mutual $3500
Washington mutual $700
Bank of america $3600

I probably owe more...

[Cali]

I wish you luck.

Cali good for you, we are just under a median income here in Ct for a household of five our total debt is around 150k i am hoping it gets discharged too

[Overmylimit]

My problem is I didn't go to College so I worked really hard at my own business and I did make to the 6 figure income, however I wound up in a mess. I wonder if I had went to College maybe I would have been a little smarter at handling my money when I was making a lot.

[merlotwaytogo]

My 2 cents(all I have)

I owe 67000 in credit card debt. Various banks. Most on one card is 20k goes and then 18k and then 13k so on....

We gross combined 104k per year in CT

Would like to qualify for Chapter 7 but we will see.

My problem was retail therapy for the most part. Target makes me feel better, for a minute and worse for much longer. Yes, I did need another flashlight and it goes on. IF I ever get out of this, I need a serious head shrinker or Debtors Anonymous. Wish me luck.